Tom is concerned that the insurance company may total the car, which would be very unfortunate for us. It's a 2002 Malibu with about 90,000 miles, but we own it, it's been paid off for years, and it's in very good running condition. We just put $2,200 transmission into it--the day before Ava was born. The car is worth far, far more to us than the monetary value that we would be paid if the insurance company decides to total it. And, being a holiday weekend, the insurance adjuster won't be going out for several days, so we won't know the answer to that question before January 3 or 4.
It could have been much, much worse, and I thank God that I did not take my kids with me on that "quick trip to the bank."